Privacy Policy
Last updated October 19, 2026
Ofei Family Bills is a private household app that helps family members keep track of their bills and get reminders before they're due. Only invited family members can sign in.
What we collect
- Account details: each family member's name, email address and, if they add them, a mobile number and WhatsApp number.
- Bill details the family enters: bill names, amounts, due dates, payments, notes, and paycheck amounts and dates.
- Bills read by the app: if someone snaps a photo of a bill or forwards a bill email, the app reads the company, amount and due date from it. The photo or email itself is not stored.
- Linked bank accounts (optional): if a family admin links a bank through Plaid, the app receives transaction history, recurring payments, and credit card due dates and minimum payments, and uses them only to suggest bill payments and due dates for the family to approve. The app never sees bank passwords, can't move money, and stores the bank connection key encrypted. An admin can remove a linked bank at any time, which also revokes the app's access.
- Sign-in and activity records: sign-in codes (stored only in scrambled form and deleted after use) and a log of changes such as "marked Electric as paid".
We never ask for or store passwords to your bank or biller accounts, or full card or account numbers.
How we use it
Only to run the app: show the family's bills, send the reminders each person has turned on (email, text message or WhatsApp), and answer questions in the app's money coach.
Text messages and mobile numbers
We do not sell, rent, or share SMS opt-in data or personal information with third parties for marketing purposes. Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text-message opt-in data and consent are not shared with anyone. Mobile numbers are used only to send the bill reminders the person asked for. See Text reminders for how opt-in and opt-out work.
Services that help run the app
These providers process data only to deliver the service: Vercel (hosting), Upstash (database), Resend (email), Twilio (text and WhatsApp messages), Plaid (bank connections), and Anthropic (reading bills and the money coach). We don't sell data or use it for advertising.
Keeping it safe
The app uses HTTPS, per-person sign-in with emailed one-time codes, and access roles. Bank connection tokens, if used, are encrypted.
Your choices
Each person can change their email, phone numbers and reminder choices in My settings, or ask a family admin to delete their account. Reply STOP to any text to stop text messages.
Contact
Questions: aofei09@gmail.com